How to check if your credit information was stolen by hackers who broke into Equifax (143 million Americans affected)
For your information.
I am currently considering putting "Fraud Alerts" on my Credit reports.
There are some other methods to use along with a way to see if you are among those effected.
I am currently considering putting "Fraud Alerts" on my Credit reports.
There are some other methods to use along with a way to see if you are among those effected.
https://www.transunion.com/credit-fre...
They know how likely you are to buy "Warranty Services" at checkout...
And they build a PROFILE of you, and group a bunch of you together, and sell that list for Advertisers to hit and market to.
I know of one CC that charges no fees because they make ALL of their profits on selling this information (and interest on the morons dumb enough to pay it). They described the above process to a friend who works in the industry, he immediately went out and changed his insurance companies and got a better rate... (because this company admits they tell you what % you can increase someones insurance with LITTLE risk of losing them). LOL
Not sure I full trust these Credit Card companies, they likely have some dunces on board too!
fax 6 digits from my Social Security number.But
I appreciate your trying to help.
My advice: monitor your own financial accounts everyday. As a victim of identify theft, I know firsthand it is easier and better to check your bank and credit accounts everyday than it is to have to respond to a snafu of gargantuan size. Above all, do not rely on any of the credit reporting bureaus - they are biased, rarely have up-to-date information, and reflect only what is reported to them (after the fact). Catching a thief is easier on day two or three than on day sixty. In my ID theft case, the thief went to jail for ten years. On three other occasions, the banks reversed fraudulent charges. In NO CASE did I receive assistance from the three credit bureau houses. It was difficult and exhausting to convince the credit bureaus to stop publishing fraudulent information about my financial status. Nor did I receive help from major businesses like "*n&n" that preferred to write off $250,000 in transactions rather than support prosecution. Folks, finding out if you were infected by this hacking crime is not relevant. Checking the accuracy of your financial status is critical. By all means, use the tools such as fraud alerts. But start to focus on the root causes of financial injustice and lack of integrity inherent in the credit bureaus and corporations. The almighty buck stops here, not there.
"Equifax first discovered the vulnerability in late July, though it chose not to announce it publicly until more than a month later. The company was widely criticized for its customer service approach in the aftermath of the hack, as users struggled to understand whether their information had been affected. Others expressed frustration that three senior executives sold about $1.8 million in stock in the days following the discovery of the hack. A spokeswoman for Equifax said the men “had no knowledge that an intrusion had occurred at the time.”
Glad you caught it.
lol