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Your account has been suspended for 24 hours.
Thank you for that /sarcasm
So back to my question....
Why do you expect it to cover every dime of expense?
No other insurance does.
Its a crappy situation for everyone, your attacking me doesn't change the situation one iota.
Glad I could help.
My dad is teetering on death this year due to over-vaccination, over medication...typical. Myasthenia gravis. I had to diagnose it, knowing his long love affair with vaccines. He was in ICU on a feeding tube recently - couldn't talk. The doctors just said, "Well, it looks like a stroke but we're not sure." They were just going to let him die until I handed the doctor a note with my diagnosis with, "Prove me wrong." Well, then they had to act. I was right and he's out and alive now. But, he'll be forever affected.
The older generation in America is just seen as a resource bag by the medical/insurance establishment. Look at how many old folks routinely spend $7K or more, cash, at dentist visits. They almost all are on multiple pills. Known, expected medication reactions kill about 110,000 in this country every year. In my opinion, that's a little high.
I'm all for profit. But, I'm also for honesty...still.
The "donut hole" refers specifically to the part of Medicare that pays for prescription drugs (initiated by Bush in 2006). That it doesn't pay everything is not a "cost" to the recipients of the government payments. Prior to Obamacare, prescription drug Medicare payments were for 75% of approved drug costs up to a total drug cost of $2,800 in a year (with the drug companies paying for "unapproved" costs). Patient costs beyond that and up to the limit for which the patient paid a total of $4,550 -- at which point Medicare subsequently paid 95% -- were called a "hole" or a "gap" because Medicare paid no subsidies between the 75% and 95% levels. The 25% or 5% paid by the patient were not called a "gap" or a "hole" but the promoters of incrementalist socialized medicine will get to that.
Obamacare "fixed" the "hole" in 2010 by "phasing it out", i.e. increasing subsidies. Medicare pays more each year until 2020, at which point the subsidies are scheduled to be the full 75% or 95% with no unsubsidized "gap". This is done through a variety of schemes manipulating the bookkeeping for the Federal budget, starting with a $250 "rebate" in 2010, changing limits for the cutoffs, and various forced "discounts" paid by taxpayers, drug producers, and insurance companies -- all claimed to be "not a tax" until John Roberts decreed it to be a tax in his infamous Supreme Court decision rationalizing the "Constitutionality" of Obamacare.