One-Quarter Of All Doctors Refuse ObamaCare
Posted by IndianaGary 10 years ago to News
The law of unintended consequences: ObamaCare separates us into those who have some semblance of health-care and those who don't. The law of supply and demand cannot be thwarted no matter the scale or number of temper-tantrums from the left. This can only get worse until this piece of crap is repealed.
I think repealing Ocare is the first step because it has not had as long a time to get its tentacles into everything. And always, ALWAYS have a Capitalist/freedom-oriented solution or reply.
1) when a person changes employment, their insurance provider wouldn't change - allowing for more seamless coverage and virtually eliminating the issues with pre-existing conditions. If one is in the same geographical area, it even means that the patient could retain their same family practice physician and all that personal medical history and knowledge.
2) all insurance premiums would be individually evaluated just like all other insurance programs. Individuals of high risk would have a commensurately high premium (encouraging people to more proactively manage their lifestyles and health habits) and those with low premiums (due to low risk) aren't paying for the high rates of others!
Now this would in no way prevent businesses from offering offsets for insurance costs as part of their benefits packages, but it would surely cut down on the costs of HR to the business, as well as improving employee mobility. I think the most dramatic effect would be cutting down on the current third-party-payer problem that currently infests our healthcare system, encouraging people to over-consume because they don't have to pay for the costs.
The big problems in insurance now, though, are these:
1. The ban on insurance companies discriminating against people with pre-existing conditions. This pretty much guarantees that adverse selection will destroy the private health insurance industry.
2. The requirement that most people buy insurance, including people too poor to pay the deductible.
And 3. The requirement that insurance policies cover a laundry list of things the leftists find desirable.
Items 1 and 2 are entirely results of ObamaCare. Item 3 existed but has been made much worse by ObamaCare.
I completely agree with your list and its results, but feel that adding the third-party payer problem is also critical, as are tort reform (which affect physicians' malpractice insurance) and red tape reform (ie bureaucracy and reporting nonsense that limit a physician's effective time with patients).
You have to take into account that if you qualify for Obamacare, you MUST buy Obamacare - or you pay a penalty fee. So whatever the cost of the new healthcare you purchase, it has to be lower by at least the cost of that fee in order to 'break even'. Right now the fees are not too high, and many >50 employee companies are paying the penalties and cancelling healthcare for their employees. (Our insurance rep says that 80% of his clients have now significantly reduced or entirely dropped employee coverage.)
I suspect that the current penalty fees are just the camel's nose, and that they will be raised to be as much as the Obamacare payments.
Jan
If they are part of a large practice with many doctors and rafts of patients they are going to be more likely to accept obamacare patients.
If they are in a small practice their business model won't support the sub-par payments of obamacare.
Additionally the insurance carriers are dropping providers that won't meet their terms, so that too contributes to the shrinking of the providers.
In any case it is likely to continue to get worse.
Especially once some of the other mandates hit and religious based facilities drop out of Obamacare on religious grounds.
Will be an ugly dilemma for me if that happens in my state. Anthem, our only carrier until next year, has already dropped half the hospitals in the state.
The one I use is a faith based one, and I use it because my wife and I receive better care there. If they either get dropped by Anthem next year, or leave the network on their own, it will triple the distance for me to the nearest hospital my insurance accepts. At that point my options become even more constrained, either change to the further provider, or not use insurance. Neither option is a good one.
Seventy-five per cent of doctors do not refuse ObamaCare. The other 25% is significant, and important. Rather than focusing on the headlines of the moment, it would be more productive to look at the philosophical assumptions of that other 75%, as they are no different from a similar number of other people in other professions. The cartelization of medical care - also legal advice, barbering, interior decorating, and dozens of other occupations - is rooted in old and deep assumptions. Adam Smith noted in the opening to _Wealth of Nations_ that it seldom happens that any tradesmen get together for dinner without discussing ways to restrict the markets to their own benefit.
_Atlas Shrugged_ in particular and Objectivism in general are not rants against socialism, but rather, an knowledge set based on metaphysics and epistemology. Reality and reason - identifying the facts of existence - ultimately lead to correct thinking in economics and politics (as also in physical science and fine art). Establish an effective philosophical foundation and the rest will follow.
I do not disagree with you Gary. I only point out that there is a deeper and more important problem.
I think that pretty well sums up la-la-land idealist socialist politicians, bumbling bureaucrats and dozy overpaid can't-be-fired government workers all playing doctor.
tantamount to social suicide. -- j