Really? I just clocked the X in the corner, and the "no thanks" and it came up. The point is their rates and fees are so high, average people cannot afford it and the lower 50% (mostly hard working people trying to make a go) are totally hosed. All driven by regulations, insane restrictions and 10 feet thick layers of government slugs pretending to do something. And they all brought it on themselves. Oregon is heading that way neck and neck with WA.