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Trust your care to your IRS agent. She has all the ejakashun to decide for you.
I talked to my wife's great grandparents about it. They still remembered how much the doctor charged for their baby delivery. When I converted it to today's dollars, it was slightly less than today's "negotiated rate" for similar services. They did the same transaction without a building full of health plan employees managing things. And they were the customer, not the insurance company. The same transaction took place without paying for so much "help" from the gov't and corporations.
That's also a concept that makes RINOs (despite seven times grandstanding to ask Dems and Obama to repeal Obamacare) quake in their little pink booties.
RINOs and other swamp filth work for their fat cat donors, you see.
Unfortunately when the state finds out that this is draining money away from their scheme they will outlaw it. Twenty years ago I was working in Sacramento and heard a radio interview with a doctor who had done this, lowered his cost of repairing a broken bone from $1500.00 to $150.00. He was treating more people and making more money than when he was involved with the state. Unfortunately other doctors complained about it, forced him back into the system and his prices went back up. I suspect the same thing will happen where ever people try to devise a way to eliminate the state from their practice. Will be interesting to see if free market survives this plan to kill it.
Anything that makes the collectivist system look bad will eventually be forbidden.
I got fined at the end of the year $600 for not having "health insurance"..
That made me angry.
Angry enough to strike yet?
the other thing I like is that for the first time in years I have a doctor who has a devotion to his medical practice and the well being of his patients and takes his time with each of us.
to one and all see if you have the same type of business open where you live.
I agree with this article completely.
One small nit: I think it's wrong about having a subscription bars you contributing to an HSA. You just need an HSA-compatible insurance plan to contribute to an HSA. I max out HSA every year, never taking any out. At the same time, I buy most of my family's healthcare from providers completely unaffiliated with the insurance plan, although not by subscription. Even if it were by subscription, I think I'd be eligible for an HSA as long as I maintain the HSA-compatible plan.
I also don't think it's right that private pay patients can't use an HSA. I'm private pay and have never heard that, although I've never used the HSA. I just keep it all invested. You can use it for things like acupuncture. You used to be able to buy OTCs meds with it. I'd be shocked if you can't use it for private pay care.
I think the idea is if the gov't does not intervene, there are no consequences, intended or not, of intervention.