Question About the Affordable Health Care Act
I keep seeing reports about how cheap the insurance rates will be on the exchanges after you supposedly qualify for the subsidy. However, I remember vaguely from a couple years ago ongoing discussions about a time limit for these subsidies. I believe you can only get a subsidy during the first two years of the program? I don’t remember, but I do believe that it’s just a carrot till the end of Obama’s presidency. Am I wrong? Help me understand this. I would go ask a newly designated navigator, but I don’t think he or she would know the answer, and I’m pretty sure they wouldn’t tell me they were clueless unless they get all of my personal information first.
I can remember going to a MD as a child and having to pay $10 for the visit, no copay, that's it, $10. Today the MD has to charge $125 because of regulations, paperwork and the other costs of this paperwork nightmare.
Get the government out of everything and back to the role it was intended for, not being a "sugar daddy" to everybody. rant off.
If government has to use force to require people to do something, it is not in their best interest.
There something to be said for health care in the UK. You can go anywhere in the European Union and you are covered completely. Some people in the UK also pay for private insurance so they have that assurance of not having to wait in case of emergency, but the people I have talked to that do have an extra policy can’t remember when the last time they actually used it. Single payer could have been debated, honestly.
Tearing down the system to force us into a situation where a single payer system is the only alternative is evil. It means years upon years of enduring a broken system that isn’t even affordable. The middle class is going to get nailed. This is a horrible abuse of power. But you are right, health insurance is not health care, and the next need we will be clamoring for is more doctors. They must have an idea of how they are going to approach that problem, and I’m scared of what are the ideas they are kicking around.
No, No "single payer", whatever that nonsense term is supposed to mean. Get the freaking government OUT of the insurance industry.
We should be looking for ways to get rid of social security and medicare, and now people are galloping on toward Obamacare or its R trademarked equivalent.
Gee, health care costs are way too high... whose fault is it? In part it's business's, for giving "benefits packages" instead of pieces of paper which should have been gold. In part, it's employees with 20th Century Motor eyes looking at getting something for seemingly nothing. Instead of taking care of their own healthcare and getting paid more, no, they settle for less pay for a "deal" on insurance.
But, mostly it's government's fault, with it's endless skein of regulation. The insurance profession is one of the most byzantine, and it's one of the most heavily regulated. This is not coincidence.
Your right about business being partly to blame, but regulations were the reason that businesses started offering benefit packages. During the early part of the twentieth century when the government froze salaries during wartime, business began to offer fringe benefit packages to circumvent the freeze in order to continue to compete with other businesses for the brightest workers.
How do you suggest realistically we get the government out of our health care when every time a Democrat stands up and ask, “So you don’t like this plan; what is yours?” a Republican stands up and responds, “Oooooh, I’ve got a plan better than yours!”
There isn’t anyone in power brave enough to stand up and say, “The American people say--butt-out, period.”
How would you fix this problem?
The ideas they are kicking around are probably... "hmm let's who has student loan debt that went to medical school..... THEY will work where we say and when and how.. they owe us." Heck all student loans regardless of medical schooling will be manhandled eventually... in my opinion anyway.
Why they do this, I don't know. And what happens when you run out of opting for the fine...I still don't know.
But my guess is that we don't want to find out!
If I needed a reason to not use the website, it would be the lack of any real security in regards to my vital information...health, or otherwise. An identity thief's wet dream!
It is my understanding that the law codifies various amounts of subsidy for those under 400% of the Federal Poverty Level (FPL). Since this is a movable yardstick, we can probably expect to see this number manipulated just as CPI is when the govt is calculating Social Security increases. I suspect you're discussing the Fed's 100% coverage of "new medicaid enrollees" for 2014-2016, which isn't exactly ACA, but is sort of related.
http://kff.org/interactive/subsidy-calcu...
This is one of my biggest problems with the program, which I otherwise support overall. We will have constant debate about whether insurance companies should be required to pay for such-and-such test. But that will make them more expensive. Then we can have a parallel debate about the subsidy level. All this is complicated compared to people just apying for their own stuff.