I am a woman, married, 3 college aged children, empty nest'r. I grew up in Chicago, in a family of 9, the only daughter, 6 brothers, I am the only conservative in my entire family tree, assuming there might be a few in the closet. The moment I realized I had a totally different worldview: age 8, remember the day. I've had several businesses, been a stay at home Mom, and now am faced with needing to go back to school & get back to work to create a retirement fund, after creating wealth, and then losing practically all.